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Perils that affect the agriculture sector

The agriculture sector is exposed to may perils, some of which can be insured while others cannot. The main perils which can be insured include;

  • Adverse climatic occurrences like drought and floods
  • Untimely, inadequate or excessive rainfall
  • Thunderstorm, hail storms and sudden variation in temperature
  • Earthquake
  • Insects and pests
  • Plant and animal diseases
  • Wild animals
  • Civil disturbance
  • Malicious damage
  • Fires
  • Lightning
  • Frost and many others

On the other hand, perils which cannot be insured include;

  • Planting the wrong seed
  • Planting in the wrong type of soils
  • Inadequate use of fertilizers
  • Inadequate use of chemicals
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