Running a business involves taking risks. Some risks are part of normal entrepreneurship. Others can threaten the survival of the entire business. A fire can destroy stock and equipment. Burglars can clear out a shop or warehouse overnight. An employee can suffer a serious workplace injury. A customer can be
Advocates and accountants occupy positions of significant professional trust. Clients rely on advocates to protect legal rights, prepare agreements, meet important deadlines and properly handle transactions. Accountants and auditors are trusted with financial reporting, tax matters, audit opinions, compliance and financial advice. When something goes wrong, the financial consequences can
Doctors, nurses and other healthcare professionals make decisions every day that directly affect patients’ health and wellbeing. Even where a healthcare professional acts with care and good intentions, a patient may allege that an error, omission, delay, misdiagnosis or other professional failure caused injury or financial loss. This is where
If you provide professional advice, make specialist recommendations, prepare reports, diagnose clients, certify work or deliver a service that another person relies on, an error in your work could potentially lead to a financial claim. That is why Professional Indemnity Insurance, commonly known as PI Insurance, is important for many
Professionals are paid for their knowledge, judgement and expertise. But even experienced professionals can make mistakes, overlook important information, miss a deadline or face allegations that their advice caused a client financial loss. That is where professional indemnity insurance becomes important. Professional indemnity insurance, commonly referred to as PI insurance,
Choosing medical insurance in Kenya can be difficult because two plans with similar premiums can provide very different levels of protection. One plan may offer a high inpatient limit but a restricted hospital network. Another may provide outpatient, maternity, dental and optical benefits but impose longer waiting periods. A third
You purchase a medical insurance policy today. A few weeks later, you visit a hospital expecting your insurance to pay for treatment, only to discover that the particular benefit you need is still subject to a waiting period. This is one of the most important areas to understand before buying
When comparing health insurance in Kenya, two terms appear repeatedly: Inpatient cover and outpatient cover. They sound similar, but they protect against very different types of medical expenses. The simplest distinction is this: Inpatient cover applies when you are admitted to hospital, while outpatient cover generally applies when you receive
Choosing family health insurance in Kenya can be confusing. One insurer may offer a lower premium. Another may provide a higher inpatient limit. A third may have stronger outpatient, maternity, dental or optical benefits. So which one is the best family health insurance in Kenya? The answer is: The best
If you already have diabetes, hypertension, asthma or another diagnosed medical condition, you may wonder: Can I still get health insurance in Kenya? The answer is often yes, but the way your existing condition is treated depends on the insurer and medical plan you choose. A pre-existing medical condition is
