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Estimating home insurance costs
Why do you need home insurance?
How to calculate how much home insurance coverage you need
Home insurance mainly depends on the value or the building or contents. Home owners, renters or landlord can purchase home insurance.
Home insurance is also referred to as domestic package insurance. A standard domestic package insurance policy includes four essential types of cover.
The premium calculation depends on value of building, contents or limits of liability. Home insurance premiums may vary depending home type or location.
Coverage levels and insurance pricing
The most common misfortunes covered by these policies include:
- Fire or lighting
- Windstorm or hail
- Damage caused by aircraft
- Vandalism or malicious mischief
- Accidental discharge or overflow of water.
A better understanding of home insurance
Home owners owners can purchase all 4 types of home insurance covers. Renters can purchase insurance against against losses related to content, liability and additional living expenses. Landlords on the other hand can insure against losses related to structure of the home and liability protection. See detailed explanation of home insurance cover types here below:
WATCH YOUR SAVINGS ADD UP.
Save money through getting the most ideal insurance cover for your home. We offer a variety of insurance covers from reputable insurance companies to help us meet your most ideal insurance match.