What should I do if I am involved in an accident?
Knowing what to do if you are involved in an accident can save lives and also
make the claims process easier.
At the scene of the accident: –
(i) Stop your car and find out if anyone is injured;
(ii) Call the police ; tell them how many people are injured;
(iii) Cover injured people with a blanket to keep them warm
(iv) Try to protect the accident scene
(v) Obtain a Police Abstract Report;
(vi) Make notes. Keep a pad and pen in your glove compartment and
write down: –
The names, telephone numbers and addresses of all drivers
and passengers involved in the accident;
Registration numbers of the motor vehicles involved;
The make and model of the motor vehicles;
Details of driving licences ;
The names, telephone numbers and addresses of witnesses;
The names and force numbers of police officers at the scene.
Details of the insurance certificate.
(vii) If necessary, have the car towed to an authorized garage. But,
remember your insurance company will want to have a loss
assessor inspect it and appraise the damage before repair work is
(viii) If you run into an unattended vehicle or object, try to find the
owner. If you cannot, leave a note containing your name, address
and phone number. Record the details of the accident.
(ix) Note details of third party vehicles and persons.
(x) Remember not to admit liability on behalf of an insurance